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ABOUT APRs RATES

Annual Percentage Rate (APR)

Notes.

Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for cash advance loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Since paydaycash.online is not involved in the lending process, we cannot deliver any specifics about the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.

Representative Example of APR

Example.

If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.

Financial Implications (Interest & Finance Charges)

Notes.

paydaycash.online is a method and we cannot predict what fees and interest rates will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan before you get approved. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. paydaycash.online service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

Implications of Non-Payment

Notes.

When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as paydaycash.online is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.

Other considerations

Potential Impact on Credit Score

paydaycash.online offers cash advance loans and payday loans and personal loans too, but paydaycash.online is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.


Collection Practices

paydaycash.online. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending.


Loan Renewal Policies

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.

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You are in good hands, as we are seeking to help you build up your finances. There’s no point in stressing out in an effort to find money without knowing the market. We’ll take all legwork for you, as we’re really good at this.

Get Started Here

Disclaimer

Legal Disclaimer: paydaycash.online PROVIDES A MARKETPLACE SERVICE WHERE YOUR LOAN REQUEST IS SUBMITTED TO A NETWORK OF REPUTABLE LENDERS.