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Have any questions about short-term Loans? We have answers!

What is a short-term loan?

short-term loans are generally small sums of cash—between $100 and $1,000+ that are made available to consumers in the event of financial emergencies. This cash is generally available to consumers on the business day following their request, if positive.

What Are Online Personal Loans?

Online personal loans are medium-term loans that are paid off in monthly installments in most cases. The terms of online personal loans provided by our lenders are usually limited to 24 months. The lenders you may be connected with via this website limit the number of online loans to $5,000.

What are the requirements to apply for short-term Loans?

You may get an online personal loan even if you have been turned down by banks and credit card companies in the past. We may successfully connect the users who provide their information via our online form and request to be connected with one of our lenders. General qualification requirements are the following: »You must be at least 18 years of age, have a regular source of income and live in the United States. Those receiving benefits also qualify;
»You must have a working telephone number and email address, and you must have a bank account in your name;
»You must be employed for at least 90 consecutive days with the same employer or receive benefits (i.e. have a regular source of income) and meet minimum income guidelines.
»have a checking account.
»have a valid email address.

What should I do to request a loan?

All you have to do is to fill out our online form with the basic information and submit your request. The rest legwork is our concern.

How long does it take to get a decision?

Normally, the decision is instant. It takes up to a few minutes to connect you with a suitable lender after you submit a request.

What can I use my Payday Loan for?

Most loans are multipurpose. You are free to decide for yourself what you spend the money for. The most common uses are emergencies, medical expenses, house renovations, car repairs, special occasions, and big-ticket purchases.

Can I apply with bad credit?

Yes! We believe everyone has a chance to get funded when you need it. Your credit profile isn’t the issue, so feel free to submit a request.

How long does it take to get approved?

It depends on a lender. If approved, you’ll get a notification.

How will I get my cash?

Your funds will be deposited directly into your bank account in as little as the next business day.

What if I fail to repay?

Missing the payment may cause a lot of unpleasant things starting with high fees and ending with your credit score downgrading. However, always get in touch with your lender as soon as possible and notify them in advance about your problem to discuss the possible ways to address your issue.

Do I have to pay any fees for using your service?

No. is an online service that is free to use. You aren’t obliged to accept any offers you may get from us until you are satisfied with the lender’s terms and conditions.